Excel for Begginers

Undergraduate student in Foreign Languages Applied to International Business at the Federal University of Paraíba. She is certified as an Innovation Analyst and has participated in the Silicon Valley International Immersion: Disruptive Technologies, both by the Institute of Management and Information Technology. She also has volunteer and working experience in marketing, communication, and management.

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Money investment for beginners

Bitcoins. NFT. Funds. Stocks. Nowadays there are so many ways to invest, and you can do it from the comfort of your home!For those who don’t know how to start and would like to start to invest this article is perfect to show how interesting it is.This article is an answer for:<ul><li>Which type of investment portfolio do I have? </li><li>What are the different types of investments?</li><li>How to set up a goal to invest?</li><li>Do I need a Financial Advisor?</li><li>How should I decide where am I going to invest? </li></ul><h2>Which type of investment portfolio do I have?</h2>An investment portfolio is a collection of assets, it’s all your invested assets determined by some personal criteria and investors’ believes.You have to set up an investment portfolio, but how can you do that?You have to know how much money you are going to spend, for how much time you are willing to make money investment, what is your style, and which type of investment fits better in your situation.<h3>What about the budget?</h3>It doesn’t matter you don’t have much money in your bank account because you can simply invest a small amount of money, like $100,00 for example. Although, it’s important to have an emergency fund first. You never know when will happen something bad to you or your family, so it’s extremely recommended to have a cash reserve in your bank account.If you already have an emergency fund, then you should analyze how much money you would like to spend investing. It’s recommended for money advisors to diversify your money investment through different types of investments.<h3>What about my style?</h3>There’re three types of investment portfolio: conservative, moderate, and aggressive.How should I know which one is my style? By making an online test on the platform you’re going to invest money.Conservative portfolio: This group is for those who don’t want to make big risks and want to feel safe by making money investments. They feel better in their comfort zone.Moderate portfolio: This group is in the middle, sometimes they may prefer to take risks, and sometimes they don’t. They prioritize money safety, although they are willing to take risks.Aggressive portfolio: Those people don’t have fear of losing money because they are willing to take risks in order to make much money. The higher the risk is, the higher is the chance of gaining money.<h2>What are the different types of investments?</h2>There are many types of investments. Recently new ones have become big famous all around the world such as NFT who stands for non-fungible token. There are traditional types of investments and there are the new ones that have become a huge market.<h3>1- Stocks</h3>Stocks are individual shares that are a tiny slice of ownership in a company. You can buy and sell stocks. Investors buy stocks that they believe will increase and raise more value over time. There is the risk of losing money, so you have to be careful with your choice.Always choose a company that you trust, make research about it, see the previous status and if they are going to make changes in the company.<h3>2- Bonds</h3>For those who prefer a safer investment, this one is better than the last one. It doesn’t take many risks. Although, it has lower returns. Bonds are loans from companies and governments that get paid back over time with interest. This is a fixed-income investment.<h3>3- Mutual Funds</h3>This type of investment has less risky than stocks. They can be passively and actively managed, those ones that are actively managed have higher fees and don’t often return better investments than passively managed. Mutual funds can deliver higher returns than individual stocks because of the safety and wide range of diverse funds.<h3>4- Cryptocurrency </h3>Cryptocurrencies such as Bitcoin have become extremely famous in the last year and made some random people rich. This type of investment has been suffering many ups and downs. It’s a common investment for those ones who have an aggressive portfolio because it can be very risky. Cryptocurrency is based on blockchain, a revolutionary technology that is reinventing the financial market.<h3>5- NFT (Non-fungible Token)</h3>Sometimes this investment might seem absurd, especially for conservative people. NFT stands for Non-fungible Token which can be anything digital based on blockchain, and each one of them is unique that’s why it is so valuable.Would you ever think it possible to sell a meme for billions of dollars? To sell a digital masterpiece for millions?Well, it is possible! Thank again to blockchain!There’s no other investment like this one.<h2>How to set up a goal to invest?</h2>First of all, you must think carefully about your needs. Define your 10 years ahead goals (long-term goals) and the short ones. Some questions you can ask yourself (based on the 5W2H technique):<ol><li>Why Should I Invest?</li><li>What I’m going to invest in?</li><li>Where should I invest in? (which platform)</li><li>When I am going to start investing?</li><li>Which type of investment is better for me? </li><li>How am I going to invest?</li><li>How much money am I going to spend on it?</li></ol><h3>Learn more about quality tools!</h3>Leverage results with ebook the 7 Quality Tools! With this eBook, you&#39;ll learn how to use tools that will help you improve quality in any company: • Flowchart• Control Letters• Ishikawa diagram• Check Sheet• Histogram• Scatter Graph• Pareto&#39;s chart In it, you will also find definitions of the concept of Quality in the view of today&#39;s gurus. Plus a surprise that we prepared for you. A kit with DMAIC tools, to help you even more at the time of application. Do not miss this opportunity and download this material right now.<a target="_blank" rel="nofollow" href="https://conteudo.pocketbook4you.com/ebook-the-7-quality-tools"> <Image quality="95" src="https://images.prismic.io/voitto-blog/2431dcb8-75b7-4a54-8801-2952a34448b3_Bot%C3%A3o+Banner+Cursos+-+TLSS+%287%29.png" width="1025" height="205" alt="The 7 Quality tools" title="The 7 Quality tools"/></a><h2>Do I need a Financial Advisor?</h2>If you don’t have time to <a target="_blank" rel="dofollow" href="https://www.voitto.com.br/blog/artigo/podcasts-sobre-financas-e-investimentos">study the financial market</a> and you would like to make the money investment then the right choice is to find a financial advisor to help you out with it. The advisor will choose the best options for you depending on your financial situation and money needs.Nowadays, it’s easier to find a financial advisor because you can find it on the internet as a robot advisor or online advisor. There is also the traditional advisor who is usually a financial consultant.The robot advisor is the lowest option and the traditional advisor has the highest cost. However, a financial consultant is a better option when you want to meet the advisor in person to analyze a complex situation.<h2>How should I decide where am I going to invest?</h2>As has been told, you have to study the financial market first or find an advisor to deal with it for you based on your needs. You need to set up a goal, an emergency fund, decide if it is going to be a long-term or short-term investment, and so on…There are many options on the market and it’s normal for beginners to get a little confused. However, it’s a <a target="_blank" rel="noopener" href="https://www.thinkleansixsigma.com/article/continuous-improvement">continuous improvement</a>, so don’t worry about it because you are learning and will always be.Are you tired of missing out on incredible career opportunities because you don&#39;t know about the main Excel tools?So you are in the right place! In the<a target="_blank" rel="nofollow" href="https://thinkleansixsigma.thinkific.com/courses/excel-for-beginners"> Excel for Beginners</a> course, you will learn to work with data in an agile way.In addition, the course is available for FREE, just click on the banner button below and embark on this journey of knowledge!<a target="_blank" rel="nofollow" href="https://thinkleansixsigma.thinkific.com/courses/excel-for-beginners"> <Image quality="95" src="https://images.prismic.io/voitto-blog/45fd4463-eb50-470d-a2e2-1a98155e7fdc_Bot%C3%A3o++Banner+-+Cursos+TLSS+%282%29.png" width="980" height="180" alt="Excel for Beginners" title="Excel for Beginners"/></a>

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